Buyers

 You Deserve Accredited Buyer Representation! 

The ABR designation is the benchmark of excellence in Real Estate Buyer representation. It demonstrates to clients that I have taken steps to continue my education in the field of Buyer representation and have the proven experience and training to deliver ethical and professional service to Real Estate Buyers. ABR is the only Buyers accreditation endorsed by the National association of Realtors (NAR).

What does that mean to you? It means you won’t find another Buyers agent who will represent you and your interests better than an ABR agent. Finding you the right piece if property and negotiating your best deal is my goal. Using my knowledge, experience, ethics and determination I will produce great results for you and your family. I’m proud of receiving the ABR designation and would love to show you the advantages of using Accredited Buyer Representation. You might even have some fun along the way.

Call or e-mail me today for a complete list of properties in our area that could be the perfect place for you and your family. You can reach me at: 1-866-862-3633, or 406-862-3633.

 Buyers Tips 

Paying Too Much

Without the aid and assistance of a professional real estate Agent, purchasers often pay far more than fair market value. It is not uncommon to hear horror stories where thousands of dollars were wasted because the market was unknown. Market areas differ - what you sold your last home for does not necessarily equate to equal pricing structures in your new neighborhood. Your real estate Agent will know what is locally considered good value for investment dollar. If you are relocating to a new city, engage the services of a local real estate Agent who intimately understands the fluctuating market trends and will provide a comparative market analysis on the home you wish to purchase.

You've heard the stories or maybe even made the comments yourself, “It’s only superficial", and "It won’t take too much money to fix that", "We can renovate on the weekends", or "I didn't realize it would consist of hiring a structural repair artist.” Nightmares happen when you take on more than you can handle. Purchasing a fixer-upper can equate to replacing everything and still ending up with a very expensive brand new old car!

We are all familiar with more funds going out than what is coming in. Kids these days always want the best regardless of whether they can really afford it or not. It is easy for a real estate Agent to nod their head and make the quick commission, fully realizing that one-year later when the marriage is on the rocks that they will be earning another commission as the property is on the market again. Careful budgeting is the order of the day! First time purchasers be warned that it is very easy to buy beyond your means, as you count on dual incomes until the new baby arrives. It is better to buy the home you need and can comfortably afford, than experience being forced to sell and buy down. House rich and cash poor is not the way to experience life! On the opposite end of the scale is purchasing a home that offers less function and feature than what you really need. Inevitably, you will end up purchasing the right home and have to bear the cost of reselling and moving again.

Consider an independent home inspection. Careful examination by a professional will remove all doubt! Is that tiny crack in the foundation a repair nightmare or merely settlement? Are the walls infested with termites? Does your budget have room for thousands of dollars in reconstruction costs?

For a few hundred dollars you can obtain an extensive inspection report that will point you to any structural defects in the building, ascertain the cost of repairs prior to entering into a binding contract. Write your purchase contract subject to a satisfactory home inspection so you can renegotiate if the repairs are beyond your current budget, or opt for another home more suitable to your needs.

Avoid hidden and questionable costs at application time - tax service fees, courier fees, underwriting fees, loan disbursement charges, or mark-up on court documentation fees - by asking your lender to list exactly what fees are included on the federal settlement forms and what additional fees may be charged at closing. (NOTE: Some fee can be negotiated down or waived if you question them.)

Homeownership is the largest single investment you will most likely make during your life. It's in your best interest to be educated. Pay close attention to every detail and you will win at the real estate game. Your real estate agent's responsibility is to make sure you succeed by avoiding the top sixteen errors purchasers most commonly fall prey to. After all, your real estate agent's reputation depends on referrals generated from 100% client satisfaction!